Delaware: UCAA Form 14 Contact Requirements

Delaware Departments require carriers to maintain direct, role-specific contact information on UCAA Form 14 to ensure timely regulatory communication.

Key requirements:

• File updates within 30 days of any personnel change

• Update immediately for Catastrophic/Disaster Contacts

• Conduct an annual review of contact information in SBS and update as needed

• Reference: NAIC Foreign Form 14 Information Chart (All States)

Outdated or incomplete contact information can delay filings, examinations, and catastrophe communications.

Kansas: SLIP+ Required for Surplus Lines Filings

Kansas will require SLIP+ for all policies and endorsements effective January 1, 2026 or later.

System requirement effective: April 1, 2026

SLIP+ transaction fee: 0.175%

Kansas becomes the 8th state to adopt SLIP+

Agencies may create logins to file on behalf of associated producers.

Organizations should validate surplus lines workflows and tax reporting configurations before the effective date.

New Jersey: Pet Insurance Act Approved

New Jersey’s Pet Insurance Act (approved January 12, 2026) takes effect January 1, 2027.

Producer eligibility and training requirements:

• Producers must hold an active Life, Health, Personal Lines, or P&C line of authority

• Training required before selling, soliciting, or negotiating pet insurance

• Equivalent out-of-state training may qualify for waiver

Core policy requirements include:

• Mandatory use of statutory definitions for terms such as preexisting condition, hereditary disorder, chronic condition, and congenital anomaly

• Required disclosure language if additional exclusions apply

• Limitations around denial of claims for preexisting conditions

• Clear differentiation of pet wellness programs from insurance coverage

• 30-business-day free look period if no claim has been made

Carriers and distribution partners should begin reviewing forms, training workflows, and disclosure language now to ensure readiness ahead of 2027.

We will continue monitoring these developments as additional guidance is released and state systems adjust. If any of these updates affect your licensing, surplus lines, or product compliance workflows, validating timelines and internal controls now can prevent downstream delays.

Questions about how these updates affect your compliance operations?

We can help you assess what applies, what’s changing, and where to focus first.